Our Stories

Mitra Kasih Perkasa

Trusted Front-End Banking Enabler for TravelTech & Open Finance

PT Mitra Kasih Perkasa (MKP) is the most reliable front-end banking solutions provider in Southeast Asia. We create interlocking value through adaptive cloud-computing-based systems, traffic intelligence solutions, and unified dashboard analytics.

MKP provides end-to-end solutions across e-ticketing, smart mobility, parking, payment gateways, market retribution, and public transportation — enabling seamless validation, payment, distribution, and data analytics across sectors.

With a portfolio spanning travel technology, core banking, and open finance, MKP powers the financial infrastructure that Indonesia and Southeast Asia relies on — across every bank, terminal, and touchpoint.

+11T
Processing Value IDR
+145M
Total Transactions
+500
Ticketing Points
+12K
Terminal Payments
Financial Institutions
100+ Partners
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Years of Operations
8 Years
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Strategic Business Units

Three Pillars. One Ecosystem.

Three strategic business units powering an integrated front-end banking, e-ticketing, and digital payment ecosystem

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MKP Traveltech

Digital Ecosystem for Tourism & Transport

Building a new digital ecosystem for tourism, public transport, and lifestyle — delivering multiplier effect in travel product & global distribution.

Tessera Lifestyle — Inventory supplier for banking platforms
Tessera Corporate Travel — Centralized booking & reporting
Tessera API — Two-way global inventory exchange
Ticketing Management System — Online & onsite kiosks
Boarding Management System — SE-DJPL No. 33/2023 certified
Parking Reader — Multi-issuer tap-in/tap-out
Explore Traveltech →
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MKP Mobile

End-to-End Bank-as-a-Service

Front-end applications, middleware engines, and core banking systems — strengthening rural bank digital services across Indonesia.

MycroBank — Mobile banking for BPR & rural banks
MycroATM — SDK connectivity for banking services
MyBills — Digital products (6M+ hits, IDR 1T+)
Laku Pandai — Agent-based financial services
Core Banking System — BPR, LPD, Koperasi
Explore MKP Mobile →
💳
Apps2Pay

Fintech Ecosystem for Payments & Lifestyle

Unifying payment processing, billing management, and digital lifestyle services into a single platform for banks, government, and merchants.

Payment — EDC Soundbox, Merchant Apps, QRIS Engine
BMS — Water, waste, retribution & student billing
MINT Lifestyle — eSIM, cinema, PPOB, zakat
Mitra Mint — Agent distribution network
Traffic Reward — Loyalty & incentive engine
Explore Apps2Pay →

Board of Directors

Management

Executive Key Person

MKP Executive Key Person
Trust & Compliance

Certified. Awarded. Trusted.

Certified by ISO, we uphold global standards in quality, security, and operational performance.

ISO 9001:2015 SGS
ISO 27001:2022 URS UKAS
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SGS Certified
ISO 9001:2015
Quality Management Systems (QMS)
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URS / UKAS Certified
ISO 27001:2022
Information Security Management (ISMS)
🏆 Infobank Top Young CEO 2025 🤝 Trip.com Strategic Partnership 2024 🚢 PELNI Appreciation Night 2024 🏦 BCA Best Banking Sales Partner 🚂 Ministry of Transport DJKA 2024 🌊 SE-DJPL No. 33/2023 Verified 📊 Infobank 200 Future Leaders 2024 👔 Infobank Top 100 CEO 2023

Effective Solutions and Innovative Tools

Our Solutions

Business Unit Expandable Cards
Local Presence

Branch Offices

MKP operates across four strategic locations throughout Indonesia, enabling close partnerships with regional financial institutions.