Embedded Payment
Infrastructure
for Banking & Enterprise
A modular payment and billing platform designed to help banks and enterprise partners expand digital services, accelerate merchant acquisition, and unlock new revenue streams.
Who We Serve
Apps2Pay is purpose-built for institutions that need reliable, scalable payment and billing infrastructure without the overhead of building it from scratch.
| Product | Function | |
|---|---|---|
💳 Merchant Apps |
Payment acceptance & merchant ecosystem | |
🌿 Mint Community Apps |
Digital platform that strengthens community engagement while providing seamless access to digital product purchases | |
🧾 Billing Management System |
Enterprise billing & electronic retribution platform |
Full Platform Overview
Each Apps2Pay product is purpose-built for the institutions that rely on them — from merchant-facing POS to government billing infrastructure.
Omni-Channel Merchant Payment Platform
Merchant Apps enables banks and partners to deploy a comprehensive merchant acquiring ecosystem supporting QRIS, card payments, and prepaid instruments in one integrated platform. Designed to accelerate merchant onboarding with real-time monitoring and automated settlement.
Strengthens community engagement and providing seamless access to digital product purchases
Mint Community Apps is an all-in-one community platform that helps organizations engage members, share information, manage digital memberships, and provide seamless access to digital products, retail, and payment services within a single application.
Electronic Billing for Government & Education
End-to-end billing infrastructure for water utilities, waste management, market retribution, and educational institutions. Connected to bank payment channels with real-time monitoring and simplified reconciliation.
Powering Indonesia's
Financial Infrastructure
Live in Three Steps
From integration to first transaction — minimal engineering overhead, maximum impact.
Connect
Integrate via API, SDK, or deploy our ready-made solutions — plug into your existing banking infrastructure
Configure
Customize payment flows, billing rules, lifestyle products, and loyalty programs to match your business logic
Collect
Start processing with real-time monitoring, auto settlement, analytics dashboard, and unified reconciliation
Certified. Awarded. Trusted.
Ready to Expand Your
Digital Financial Services?
Whether you're a bank modernizing payments, a utility digitizing billing, or a fintech scaling across Southeast Asia — Apps2Pay has your stack.
